finance--money

Answer These 3 Questions Before You Apply For A Business Loan

Thinking of applying for a loan for your small business? That could be a wise decision. Sometimes a little extra capital is all you need to expand your business or overcome financial challenges. A loan from a bank or lender could give you the capital you need. However, there are reasons why a small business loan may not be right for you. The payments could become a burden, and it could hurt your credit.

Estate Planning Tips For Getting The Most Out Of Your Estate

Most people have yet to decide what will happen to their estate when they pass away. Although many people believe this is something that only the elderly should concern themselves with, there is no telling what could happen. Death can come when you least expect it, and without a plan for your estate, you could leave your family with a lot of challenges. In estate planning, there are certain things that you need to take into consideration.

How The Expansion Of The Child Tax Credit Affects All Taxpayers With Dependents

Virtually every individual who files a federal income tax return for years 2018 or beyond will be affected by tax legislation approved in 2017. One of the changes brought about by the Tax Cuts and Jobs Act (TCJA) is an expansion of the child tax credit. Even some tax filers without children may now be eligible to claim a smaller credit similar to the child tax credit. Increase in Credit Amounts

Home Equity Loans, Lines Of Credit, And Cash-Out Refinancing: What's The Difference?

If you have a lot of equity sitting in your house and a lot of expenses coming up, what's the best way to put that equity to good use: a home equity loan, a line of credit, or a cash-out refinancing plan? Use this guide to learn the difference and see what makes the most sense for you. Home Equity Loans Home equity loans are often the easiest for homeowners to understand, they work essentially just like a mortgage does.

Bid Bonds And Construction: What You Need To Know

If you are preparing to place a bid for a construction project, you need to be prepared to post a bid bond. A bid bond is a surety bond that will provide protection to the owner of the project. The following are some things you should understand about bid bonds and why they are important in the scope of the construction industry: Bid Bonds Defined A bid bond is a surety bond.

What You Need To Know Before Agreeing To Sign For A Bail Bond

Having a friend or loved one in jail can be a very distressful situation for many people. If you would like to see him or her be able to come home while awaiting their court date, you will need to bail them out. Oftentimes, people find that the amount of the bail is much more than they can afford to pay on their own. This is when they turn to a bail bond agent.

Can You Afford To Open Your Own Business?

If you've always longed to become your own boss, you may be wondering whether toiling away at your day job will ever be enough to gain you the startup funding you need. For many, obtaining the money needed to launch even a small local business can require mortgaging your primary residence or cashing out your retirement accounts, putting you on the edge of a financial precipice even if your business is poised to become successful.

Making Your Mobile Credit-Card Transactions More Secure

If you sell handmade goods, then you know that getting your items in front of new customers is critical when it comes to increasing sales. Participating in farmer's markets and craft fairs can be great ways to introduce your goods to a new group of potential customers, but these venues can present some unique challenges as well. Accepting credit-card payments for purchases made at temporary venues can be risky if you don't take the steps necessary to ensure the safety and security of the financial information being exchanged.

Flipping Homes: Three Things To Remember About Your Home Loan

There are many individuals who are now going into home flipping as a hobby. Whether you're trying to renovate a home for a fast sale or trying to invest in your very first rental property, there are some things about the home loan process that you'll find different from when you bought your first residential home. Here are a few things that you're going to have to remember. Your Insurance and Property Tax Requirements Will Be Different

Merchant Cash-Advance Questions Business Owners May Need Answered

Meeting the financial needs of a growing business can be a tremendously difficult task for most people to do. For business owners that are battling to meet their enterprise's cash flow needs, a merchant cash advance can be a great solution. Why Would Your Business Need A Cash Advance? Often, there are enterprises that may experience dramatic swings in cash on hand. This can be particularly common for businesses that have relatively slim margins on their products or services.