Thinking of applying for a loan for your small business? That could be a wise decision. Sometimes a little extra capital is all you need to expand your business or overcome financial challenges. A loan from a bank or lender could give you the capital you need. However, there are reasons why a small business loan may not be right for you. The payments could become a burden, and it could hurt your credit. [Read More]
Estate Planning Tips For Getting The Most Out Of Your Estate
Most people have yet to decide what will happen to their estate when they pass away. Although many people believe this is something that only the elderly should concern themselves with, there is no telling what could happen. Death can come when you least expect it, and without a plan for your estate, you could leave your family with a lot of challenges. In estate planning, there are certain things that you need to take into consideration. [Read More]
How The Expansion Of The Child Tax Credit Affects All Taxpayers With Dependents
Virtually every individual who files a federal income tax return for years 2018 or beyond will be affected by tax legislation approved in 2017. One of the changes brought about by the Tax Cuts and Jobs Act (TCJA) is an expansion of the child tax credit. Even some tax filers without children may now be eligible to claim a smaller credit similar to the child tax credit. Increase in Credit Amounts [Read More]
Home Equity Loans, Lines Of Credit, And Cash-Out Refinancing: What's The Difference?
If you have a lot of equity sitting in your house and a lot of expenses coming up, what's the best way to put that equity to good use: a home equity loan, a line of credit, or a cash-out refinancing plan? Use this guide to learn the difference and see what makes the most sense for you. Home Equity Loans Home equity loans are often the easiest for homeowners to understand, they work essentially just like a mortgage does. [Read More]