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What To Do After A Dishwasher Leak

Your family aren't the only ones you should think about when you're writing your will. A large number of people are leaving substantial portions of their assets to charities in their wills. This has many advantages including ensuring that you can make a vital contribution towards a cause or charity that is close to your heart. However, there is more to giving to charities than simply including them in your will.

Answer These 3 Questions Before You Apply For A Business Loan

Thinking of applying for a loan for your small business? That could be a wise decision. Sometimes a little extra capital is all you need to expand your business or overcome financial challenges. A loan from a bank or lender could give you the capital you need. However, there are reasons why a small business loan may not be right for you. The payments could become a burden, and it could hurt your credit.

Estate Planning Tips For Getting The Most Out Of Your Estate

Most people have yet to decide what will happen to their estate when they pass away. Although many people believe this is something that only the elderly should concern themselves with, there is no telling what could happen. Death can come when you least expect it, and without a plan for your estate, you could leave your family with a lot of challenges. In estate planning, there are certain things that you need to take into consideration.

How The Expansion Of The Child Tax Credit Affects All Taxpayers With Dependents

Virtually every individual who files a federal income tax return for years 2018 or beyond will be affected by tax legislation approved in 2017. One of the changes brought about by the Tax Cuts and Jobs Act (TCJA) is an expansion of the child tax credit. Even some tax filers without children may now be eligible to claim a smaller credit similar to the child tax credit. Increase in Credit Amounts

Home Equity Loans, Lines Of Credit, And Cash-Out Refinancing: What's The Difference?

If you have a lot of equity sitting in your house and a lot of expenses coming up, what's the best way to put that equity to good use: a home equity loan, a line of credit, or a cash-out refinancing plan? Use this guide to learn the difference and see what makes the most sense for you. Home Equity Loans Home equity loans are often the easiest for homeowners to understand, they work essentially just like a mortgage does.

Bid Bonds And Construction: What You Need To Know

If you are preparing to place a bid for a construction project, you need to be prepared to post a bid bond. A bid bond is a surety bond that will provide protection to the owner of the project. The following are some things you should understand about bid bonds and why they are important in the scope of the construction industry: Bid Bonds Defined A bid bond is a surety bond.

What You Need To Know Before Agreeing To Sign For A Bail Bond

Having a friend or loved one in jail can be a very distressful situation for many people. If you would like to see him or her be able to come home while awaiting their court date, you will need to bail them out. Oftentimes, people find that the amount of the bail is much more than they can afford to pay on their own. This is when they turn to a bail bond agent.

Can You Afford To Open Your Own Business?

If you've always longed to become your own boss, you may be wondering whether toiling away at your day job will ever be enough to gain you the startup funding you need. For many, obtaining the money needed to launch even a small local business can require mortgaging your primary residence or cashing out your retirement accounts, putting you on the edge of a financial precipice even if your business is poised to become successful.

What To Decide Before You See A Financial Planner

If you're about to see a financial planner for the first time, you're about to get efficient, professional help with what can be a confusing problem. But you shouldn't go in with no idea of what you might want to do with the money, and you should give serious thought to how you plan to handle long-term investing. Your financial planner will help you learn about different investment products (i.e., account and fund types), but you need some sense of how comfortable you are with different aspects of investing as a whole.

Making Your Mobile Credit-Card Transactions More Secure

If you sell handmade goods, then you know that getting your items in front of new customers is critical when it comes to increasing sales. Participating in farmer's markets and craft fairs can be great ways to introduce your goods to a new group of potential customers, but these venues can present some unique challenges as well. Accepting credit-card payments for purchases made at temporary venues can be risky if you don't take the steps necessary to ensure the safety and security of the financial information being exchanged.